On life insurance choice: identifying key determinants in Andhra Pradesh

Das, Sampriti and Swaroopa, Jetti and Ramanamurthy, R. V. (2024) On life insurance choice: identifying key determinants in Andhra Pradesh. In: Responsible production and consumption—agricultural sustainability and food security. Taylor & Francis, London, p. 11. ISBN 9781032892979

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Abstract

This book chapter examines the economic, socio-cultural and demographic factors influencing household decisions to purchase life insurance in Andhra Pradesh. Using primary survey data from 600 households across three coastal districts and logistic regression models, it analyses the effects of income, occupation, risk tolerance, household characteristics and rural–urban location on insurance uptake. The findings indicate that life insurance consumption is strongly associated with income and risk preferences, is more prevalent in urban areas, and remains limited among low-income and rural households.

Item Type:	Book Section
Authors:	Das, Sampriti and Swaroopa, Jetti and Ramanamurthy, R. V.
Document Language:	Language English
Subjects:	Social sciences > Economics > Financial economics > Banks Social sciences > Economics > Financial economics > Money
Divisions:	Azim Premji University - Ranchi > School of Development
Full Text Status:	Restricted
URI:	http://publications.azimpremjiuniversity.edu.in/id/eprint/7817
Publisher URL:	https://www.taylorfrancis.com/chapters/edit/10.120...

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